Recall Resistance
Unemployment Benefits vs. Weekly Wage Examples
With the Federal Pandemic Unemployment Compensation (FPUC) program, the math usually works out that someone making $15/hour or less is likely making more money on unemployment than they are working, assuming a 40 hour work week.
The following table provides examples of employees with various hourly wage rates who previously worked 40 hours per week for the entire year before being laid off. Their hourly rate, weekly earnings, estimated state unemployment weekly benefit amount, and federal supplement (currently $300 per week) are shown for illustrative purposes.
The wage replacement rate is the the amount received in unemployment benefits (plus federal supplements) divided by prior weekly earnings. A number greater than 100% indicates that the individual is likely receiving more per week on unemployment benefits than they did while working their previous job.